Got my wallet stolen today.

[Templar]

Go me.. :rant:

Called my bank after I figured someone took it and told them to freeze the cards. Hopefully they didn't get any money out before I did so. Had close to $300 in there I wouldn't mind having for an event coming soon. Also lost $40 something cash in the wallet. Blah. Then one of the supervisors insists on keeping us at work when there is nothing to do, at all.

Security hasn't had one turned in, but tomorrow I'm going to look and see if they have a camera angle of my car, and hopefully they can replay the tape so I can prove to myself whether it's stolen or not. I doubt very seriously I'll ever see it again. Oh well. Thank god it was ONLY $40, not to mention that I've been procrastinating about putting last weeks paycheck in the bank, or else I'd be SOL for a bit. :shakehead

[TBonZ]

Been there, it's a big hassle getting your ID and all back. Good luck with it all and hope you recover your wallet.

[Brilt]

thats why i never keep money in my wallet.

the ids are a hassle to get back though

[RWB]

Yeah, had mine stolen also... 7 months later Randall's(the grocery store for those who don't know it...) calls my house up and asks if I lost a wallet :P

By then, everything in it was worthless. except the $2 that was in it. Appearently it wasn't stoeln after all

[bothered]

I've never owned a wallet. I keep any money in my jeans pocket and any cards are in a zipped pocket in my coat. I wouldn't like all my stuff in a little pouch, seems to easy to mislay.
Hope it turns up full.

[Dexter]

Had my briefcase stolen last summer with my wallet in it, along with a brand new company laptop computer. Fortunately, I had my driver's license, military ID, credit card and bank card in my pocket, so I did not lose everything.

If you had a lot of ID in there, one thing I recommend you do is contact the credit bureau(s) and have them put a fraud alert on your credit history. That helps prevent someone from obtaining credit cards in your name. For 5 years, anytime you go to apply for credit, they (the bank, department store credit agency, etc) will ask you extra security questions to verify that you are whom you say you are. It would really suck to have someone take out a bunch of store credit cards in your name and ruin your credit rating (you can get it all sorted out if they do....eventually, and it would take a lot of work to do so.) Don't take a chance, put a fraud alert on your credit record.

This was recommended to me by my bank, all it took was a couple of phone calls, and to sign and mail back a form they send you. Well worth the peace of mind.

Dexter...

[pseudonym]

Had my briefcase stolen last summer with my wallet in it, along with a brand new company laptop computer. Fortunately, I had my driver's license, military ID, credit card and bank card in my pocket, so I did not lose everything.

If you had a lot of ID in there, one thing I recommend you do is contact the credit bureau(s) and have them put a fraud alert on your credit history. That helps prevent someone from obtaining credit cards in your name. For 5 years, anytime you go to apply for credit, they (the bank, department store credit agency, etc) will ask you extra security questions to verify that you are whom you say you are. It would really suck to have someone take out a bunch of store credit cards in your name and ruin your credit rating (you can get it all sorted out of they do....eventually, and it would take a lot of work to do so.) Don't take a chance, put a fraud alert on your credit record.

This was recommended to me by my bank, all it took was a couple of phone calls, and to sign and mail back a form they send you. Well worth the peace of mind.

Dexter...

Definitely...

[fuxor]

I lost $75 in a wallet once... lots of money to a 12 year old! fortunately all my credit cards and drivers license were in my big boy pants :)

[Brilt]

fuxor you had credit cards at 12, wow ur parents sure did trust u more then mine did

[Templar]

The address on my license is wrong, so if they try to open anything with the one on therem then it won't be that hard to track down, not to mention it'll be wrong. It's wrong because we moved recently.

I seriously doubt anyone going car-to-car to steal wallets is going to do something as daft as identity theft, whether credit or whatever, especially in Alabama :)

I'll give em a call though.

[Enverex]

fuxor you had credit cards at 12, wow ur parents sure did trust u more then mine did

Ditto. Interesting to see what bank issues credit cards to 12 year olds...

If I don't keep my money in my wallet then it's just loose, if it's loose it's going to get lost.

[Dexter]

If you had a lot of ID in there, one thing I recommend you do is contact the credit bureau(s) and have them put a fraud alert on your credit history. That helps prevent someone from obtaining credit cards in your name. For 5 years, anytime you go to apply for credit, they (the bank, department store credit agency, etc) will ask you extra security questions to verify that you are whom you say you are. Don't take a chance, put a fraud alert on your credit record. Well worth the peace of mind.

Dexter...


And just to verify that the fraud alert actually works, my wife and I were at the bank today talking to a loan advisor about a few things, and the first thing that came up on the computer was the fraud alert, and she had to go through a series of things to verify who I was. She even let me read the text on the screen, it said something to the effect of:

"SERIOUS FRAUD ALERT - POSSIBLE IDENTITY THEFT! Immediately request to see customers Social Insurance Number. If customer cannot produce card or is hostile in any way, terminate the interview and immediately contact your supervisor or bank security."

Social Insurance Number (SIN) is similar to the Social Security card in the US.

So the fraud alert works!

She told us of another client who had a SIN card stolen, and he hadn't realized it. He found out the next year when he filed his taxes, and they asked why he didn't report the $30,000 he earned at his other job..... Seems the thief was an illegal immigrant, stole a card to get a job, underpaid his tax deductions throughout the year so left the victim owing the tax man, he also took out a few credit cards in the victims' name nad ran those up as well. Took a few months for the guy to straigthen it all out!

Dexter...



Dexter...

[CB]

Ditto. Interesting to see what bank issues credit cards to 12 year olds...

If I don't keep my money in my wallet then it's just loose, if it's loose it's going to get lost.

Your parents can co-sign a card for you at any time at most banks. I had a credit card when I was fourteen, it was my father's way of teacing me financial responcibility. Any time I needed him to buy something for me (clothes, school books, food, etc.) I would use the creditcard, and he would pay the bill at the end of the month. If I used it irrisponcibly (which I did a couple times) I would have to pay him back for the excess spending over time.

I learned the value of a dollar, too.

Now, I'm a cheapskate, and my father is proud...

[Brilt]

Now, I'm a cheapskate, and my father is proud...

same here but my dad didn't give me a credit card until i was 20..oh well

[Clutch]

I learned the value of a dollar, too.

Now, I'm a cheapskate, and my father is proud...


You are one of the lucky ones who learn what a dollar means at a young age. It ticks me off to see a kid go through his years in school and doesn't have to work for anything, just has everything handed to him. I'm glad my parents made me get a job when I was 14. I know I manage my money a lot better than a lot of kids I went to school with.

Hope you find your wallet though, I don't carry any cash on me so I'm covered as far as that. I just keep my 2 credit cards and bank card in my wallet.