But what you aren't accounting for is the ability to have anything in the zune library on your zune. Which gives you the time to decide if you really want to spend your ten credits on a song or album.

The two business models are different and people will decide which one works best for them. Obviously the different models appeal to different people because not everyone is exclusively using one or the other.

Apple got into the market first, which allowed them to establish themselves. But lately, Microsoft has been doing a tremendous job both in hardware and software design and I look for them to give apple a run for their money. And now that DRM is beginning to disappear people will be able to make these choices once again as their collections will truly be portable.

Me personally, I'm waiting for the ZuneHD. I wouldn't mind having an ipod, I like the interface, but they refuse to play wma.