Cheating sucks :P
Just trade Plancton from the Bohine to the Refinery (I guess that were the docks), you'll get 80 -> 140! Pretty easy to make money that way without cheating
The music is on the CD like on a normal audio CD, you can insert it into a CD player and listen to it. There will be just a "play CD track #4" in the .exe.
I'm also trying to play this game on my Notebook with WinXP Pro. This thread was very helpful convincing Sub Culture to start. It is possible to start Sub Culture without a modified exe by using the Compatibility Administrator from Microsoft. This is a tool which provides much more options than the standard compatibility modes. If you get the "error in loading screen" message, just set your desktop colours to 16 bit (instead of 32 bit) or use the option "force 640x480 16Bit" in the compatibility Administrator. I had no more problems to start Sub Culture then. The standard Win95 compatibility mode of WinXP enables a option called "EmulateCDFS" which causes to game to show the "no cd found" screen. By disabling this option, Sub Culture starts well.
But now I have a second problem which seems to be much more difficult. I can run the game, start a new game and are in my submarine. But playing is still impossible because everything is very slow. I don't mean the framerate, the graphics are very fast, but my submarine and other submarines just travel extremly slow. For example docking take about two minutes before the docking-video is played. I believe, that some timings are different from Win95 to WinXP so that the game is not able to measure the right speed.
Does anyone has the same problem or found a solution? It would be great to make this wunderfull game playable!